Should I remove solar panels or get a solar hot water heater?


Question:
I just found out that my homeowners insurance company wants to charge me $300 more per year because I have some old solar panels on my roof. They were put on by the previous owners a long time ago I think. They are for a solar water heater but they aren't connected to anything because I just have a regular water heater in my garage. They are ugly as hell and I would just as soon take them down as I'd rather have a tankless system eventually anyways. My insurance is already $3150 per year for a 140K house (Florida) so its high enough as it is. It seems stupid to pay $300 a year for something I'm not even using. Who can I call to take them down or can I do it myself or are solar water heaters cheap enough now that I should consider one?

Answer:
Why don't you do this first my friend: put an ad in the local paper for someone that wants solar heaters and have them help you, for a price maybe. You can get their help and, have them pay you for them. You'd better check with your insurance company first. They may require a roofer to replace anything for their own purpose. You know how insurance companies are?
yes
yes that would be the best way and cheapest in the lomg run
Yes, get rid of the old solar units. if you are on propane or natural gas, I highly recommend the tank-less water heater, They are expensive to buy and install, but they are 80% more efficient than tank style water heaters. Right now you can get a $300 tax credit for one. My electric bill dropped by 60%. I had an electric tank style heater.
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