Question:
I've already chosen a good insurance plan, but now I have to choose a good bank along with investment choices for the savings side of things. I've looked at Chase and Well's Fargo. Both charge monthly maintence fees of up to $6 per month if you want to have mutual funds in it. These high fees suck. Has anyone looked into this and found better choices?
Answer:
The one good thing about Chase's product: it's one of the oldest out there in a field of new, burgeoning HSA players, and they've probably worked out a lot of the kinks. I would recommend seriously looking at Chase or US Bank. Key Bank now offers HSAs as well.
An HSA can be good if you're not very sick. Don't forget to invest your money if you're not going to use it for healthcare purposes - you can move it around.
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