Some one is calling me from an insurance company!!!!!???...
Question:
Answer:
This is called cash-value life insurance, and it's not a good investment unless you have several million dollars. It's full of pitfalls for the unwary. It's probably not an outright scam, it's just not a good place for your money.
If you have extra money to invest (after paying off any high-interest debt), you're much better off with a low cost mutual fund. Vanguard has some good ones.
Sales call. Blow em off.
Tell them to send you an information packet.if they refuse then run the other direction because they're looking to scam.
fake tell them to stop calling you...
Get on the national no-call registry.
It prevents sales calls of this nature.
Then tell them: I'm on the no-call list, please don't call here again.
Tell them no thanks.
blow it off,,,, just a way for you to go into debt and never receive anything out of it...
same thing as time share,,,,, ( you own it but never receive a dime, have to pay cost every month and can never use it)
telemarketers. just don't pick up.
They are just looking for customers. Go if your interested. Ususally its all bogus.
Sales pitch - if you dont know what its about, then you dont need it. Tell them - no DEMAND they remove your phone number from their records...
tell the you cant talk right know but if they give you there home number you will call them back when they are at home.
YEP, sounds like just a sales call. Be careful of these people. I have a family member that was ripped of by an insurance salesman coming to her house. If the company is legitimate tell them to mail you information and to give you the address of the office and the phone number and that you will get back to them after you receive and review the literature in the mail. If they cannot do this or try to say it is a limited time offer, it is a scam and you should try to get as much info as you can from them and report them to the BBB in your area.
I would be wary of an insurance agent that can solve your problems in 15 minutes (and I am an agent).
If you are interested in the protections that insurance provides, get the agent's name and number. Before you meet with the agent, go see a financial planner to discuss your current and future needs to attain your goals in life that require money - retirement, college education, buying a home or moving up. After you have a sense of your needs you will have an idea of the protections that you need. Then meet with the agent.
Make sure you understand all the aspects of your financial life. It will be time and money well spent to know your situation now before you start working towards your financial goals and before catastrophe hits.
No one here on this message board can tell you if the offer from the insurance company that is calling you is good, bad, fair or a ripoff unless you post all of your financial information on this message. I doubt if you want to do that.
Go meet with a financial advisor.
Good Luck.
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