I won a million bucks, how should i invest it. Gold doesnt seem profitable, and stocks seem risky, help...?
Question:
Answer:
Hello,
I'm a financial consultant that specialized in real estate deals and mutual funds investing. The option I'm refering you to is to consider investing in the booming bulgarian real estate market or bulgarian mutual fund. You can reach an annual return of at least 15% if you invest in apartments and up to 100% if you invest in mutual funds. The country market economy is growing great now and we get many new investments from other countries. Every week new and new projects are being developed and announced for hundred millions of euros. Because the market economy is growing as the returns on every investment and also all mutual funds. You can see here a list of the mutual funds licensed in my country: http://www.investor.bg/?cat=155...
If you check the : За последните 12 мес. it will show you the highest profit of mutual fund for 12 months. Rest assure that the returns will be even great this year because all companies are growing very fast on our stock market.
ДФ Капман Макс "Capman Max" reached 180% profit for one year. You know the mutual funds has some kind of risk but it's up to you ,whether you will choose risk-free money (5% from bank) or high profitable (and earn 30-100%).
If you need some help I can guide how to invest and earn more than what the banks will give you. You can see the different between 25,000 USD anually and 250,000 USD.
Ok , I will leave it up to you. I'm just giving an advice because I know many people worlwide who have no idea how to generate a high profit from their investment capital and you are asking for this which shows that you are a wise person. It's a hard decision to take the first step sometimes, but it's bad later when you see how much you could earn and you didn't. It's all about developing a proper investment strategy to maximize the return and minimize the risk, which is exactly what I'm a professional in.
If you need any asnwer, help or whatever don't hesitate to call me anytime please.
Ili
Vendior ltd.
President
+359 886 231653
ilipaskalev at yahoo dot com
No, your best bet is to let me have it
invest in a sports player or something
Don't hand over control of your money to someone else. You might consider seeking out a fee only financial adviser. Just remember, it is your money and you have the ultimate control and responsibility.
Gold doesn't seem profitable? What planet do you live on? Gold, in USD (United States Dollars) has risen from about $250/ounce to $650/ounce over the last 8 years. That's a lot better than the Stock Market as a whole, and better than most housing markets worldwide. It's also doesn't loose it's value because of the dollar devaluation. What? Yes, so if you invest in something conservative like a CD and it pays your 5% interest. that sounds okay. sort of. But, when you realize the dollar has fallen in value 50% over than same 8 year period, then it doesn't look so good. How can we say the dollar has fallen 50%? Look at the housing market! Yes, go ahead and look. If your USD can't buy the same house today as it bought 8 years ago, then it's because the dollar isn't worth as much.
I can hold it for you...i promise to give it back as soon as i get back from Jamaica..Yea Mon!
Tell me where it is and I will get it and invest it in my bank account. Haha
hey bud Ive got a good idea, Uranium, no I'm serious, Ive made 40% returns in less than 7 months in a canadian company called cameco, its the worlds largest uranium company with about 20% market share, with demand soaring and the price of uranium tripling there is a boat load of money to be made, just look at the code on the stock market it trades on the NYSE (CCJ). and dont hire anybody you can make a ton of money if you just observe the market, if you dont like my idea then put you're money into a GIC for a safe return until you have a better idea but the uranium market is quite bullish with huge demand coming from india and especially china.
You must ask yourself, what are your investment goals?
Such as, income generating, growth, stability, etc.
No matter what, just like gambling, you don't want to put it all on black and just hope for the best. You want to hedge your bets, spread around your investments, so that if one particular investment goes sour, you aren't left with nothing.
Housing is a great investment and with the downturn in the market, you could find a great investment property at a good price (if you find a seller who is desperate), however, with the current market situation, you would be investing for the long term, with the main benefit being that you have a place to live.
Smart investors look to the future, not to the past, and not even to the present: look where the smart and big money is going these days...Euros (the dollar is super weak), renewable energy (solar and wind are 30% growth markets, however, it is difficult to get in on that growth as the big players like Shell Solar and GE are in big time in these markets and they have no interest in letting startup firms get any appreciable market share)
If I had a million, I would look for a property with plenty of sun, and running water with water rights. I would build out the home with energy efficient features and install solar and wind power to cover all of my needs. Furthermore I would invest in an electric car so that my solar and wind power could provide my transportation needs too. I would spend that money so that my and my family and my children and their children would not have to be dependent upon utilities, government, oil companies or anyone. Off-grid, free from the Man. I would also start learning how to grow my own food.
Stocks are not risky. Diversify and your portfolio will follow the market which has shown an average annual return of 14%. Get a financial advisor that can help you diversify or invest in mutual funds if you are really just interested in maintaining your wealth. Make sure they are licensed and have passed their series 7, 6 and 53 if they are espousing municipals. Make sure you go with a reputable house if you are unclear, ask for references, past portfolio performance, etc. Most wealth managers, especially from buldge bracket firms, will have literature for you. Most request a comission on earnings, not just what you give them to invest. If you are not easy but most of it in a savings account and talk to them about slowly building your portfolio. If you are interested in making more money than just your million, talk to them about an agressive investment strategy. Most investment advisors and wealth managers take their jobs very seriously and will listen to your investment goals.
How about putting your money into a good cause. I am currently working as a volunteer in Mexico where we help underpriviledged children experience riding horses. We were donated 20 horses by the Mexican Military but are struggling to feed them and buying medicine is second priority. We are desperate for help and I am looking for sponsors. If you are interested in helping us, please email me at katecahill16@hotmail.com. Thanks and good luck with your money if you are not interested in helping.
In your dreams you won a million bucks.
Based on your other comments, you are a loser.
Don't drive us nutz with your drivel questions that have no relavence
Hey Joe,
First, it sounds like a broken record, I'm sure, but a diversified portfolio really is the way to go -- even if your goal really is just to have income to live on. The reason is when interest rates are low, you just can't make enough on bonds and bank CDs alone to keep up with inflation and taxes. Stocks may SEEM risky, but the truth is you take almost the exact same amount of risk investing in a portfolio of 30% stocks/70% bonds than if you invest it ALL in bonds.
Gold has had a huge runup in the last five years. But about 15 years before THAT, it was about the worst investment going. You MIGHT put a small amount of money (say $20,000 of the million) in a mutual fund or an exchange-traded fund that invests in different gold mining companies or gold itself. But it is just a small part. Personally, I'd skip the gold.
Since it sounds like you're fairly conservative, I'd stick with about 30-40% of your total portfolio in stock mutual funds with the biggest part in an S&P 500 index fund like the Vanguard Index 500. You might also add a "large cap growth" or "large cap value" fund to add with this to see if you can get a little more growth than the market in general. You can check out lots of different mutual funds in these categories at Morningstar.com, which rates thousands of mutual funds.
The rest of your portfolio you could invest in high quality bonds, starting with U.S. Treasuries primarily and adding agency bonds (like Ginnie Maes and Fannie Maes) or high-quality corporate bonds to that. Since you have a good chunk of money, you're probably better off buying individual bonds than using a bond FUND.
And finally, if this seems all too complicated, let ME help you manage it (I'll only charge you ONE percent! lol)
Good luck
You asked the question: "should I hire someone to choose these investments for me?" If you don't hire someone else, you are essentially hiring yourself. So, interview yourself to see if you think you are qualified. Ask yourself all the questions you would ask anyone else to determine if they are qualified. By the time you finish the "interview" with yourself, I think the answer will be pretty clear. And if you decide to hire someone else, you don't pay them 10 or 15%, you pay more like 1 to 2% annually.
I suggest you to hire a Swiss Private Banker.
Hyip Monitor http://silverhyip.info Marketiva learn about this forex broker
Also try Opentrade (Managed Forex Trading) Since 2005
https://www.opentrade.net?id=c28xlc+gyiw...
More Questions & Answers...