What type of question a financial advisor can ask to a client?


Question:
when a client go to a financial advisor , what kind of information the advisor collect from the client?

Answer:
Depends on what kind of advice you want from them.

Financial stuff. Like how much do you make? How much do you have in savings and assets - and what kinds of investments you have. How much and what kinds of debts. What your future goals are. How much do you spend? What your risk tolerance is. Anything that can help you figure out a budget, and figure out what your net worth is. Maybe your last income tax form.

If you want really good advice from the advisor, you should gather up all this information in an organized fashion. Also make a list of any questions you have for them so you don't forget to ask.
Your name.
Your address.
Your employer.
Your employment history.
Your investment history.
What you goals and dreams are.
Your risk comfort level is. (For investment.how much risk you would be willing to accept.)
Before u visit the FA, write all your questions on a piece of paper.
how long u want to invest the money, and how much.
what is your risk tolerance
do u want short term gain (higher risk)
long term gain(min. risk)
r u in a higher or lower tax bracket
when do u need this funds
there are websites like invested.com, ask.com,f yahoo finance and share builder.
Remember there is no guarantee when u invest the more diversified u r the better your chances of gains.
Ask the advisor how long he has been in this business, does he himself have investment in the products he or she is recommending you and how much he or she has invested and what type of gain it received. Do not rely to much on glossy pictures and investment return figures he shows u. Do not invest with emotion.
What ever info FA gives u bring it back home go on different websites and do some research after all it is easy to loose than gain. Good luck.
More Related Questions & Answers...
  • What are the current trends in the fiancial markets that would affect a financial advisor's approach?
  • What can I do in high school to prepare myself to become a financial advisor?
  • What online resources are most useful for Financial Advisors?
  • How much should I expect to earn for the 1st year in Ameripise as a financial advisor? Is it a risky job?
  • Who can I get advice from or find out information about complaining or seeking damages from financial firms?
  • Financial Advisor?
  • Do I need to register with the state as a personal financial advisor?
  • Where can I start a search for a good personal financial advisor? Someone who can help with taxes, finances?
  • I have heard bad rap about being a Financial Advisor (mostly from answersroom.com) but will you agree with me?
  • What is the diffrence between a financial advisor and a financial planner?
  • The questions and answers post by the user, for information only, AnswersRoom.com does not guarantee the right
    Copyright © 2007 AnswersRoom.com -   Terms of Use -   Contact us

    Hot Topic