Question:
I was wondering when is the best time to get a financial advisor - I have just started my first 'real job' and I read a lot on personal finance; however, I always believe a professional opinion is sometimes priceless as opposed to learning the hardway. Should I wait to amass 100k in net worth (which would probably take a long time) Do financial planners even consider you when you don't have 100k? Please let me know. Thanks
Answer:
That's great you read a lot about personal finance. If you are looking for more reading, Suze Orman has a lot of great books that cover a variety of personal financial topics. It is good to talk with a great financial planner any time.
Just ask your friends or family to recommend a good one that they work with or interview some Certified Financial Planner(tm) Professionals. You can find one in your area here:
http://www.cfp.net/search/. Some have minimums, but others do not. A good advisor is worth the fee, but beware, there are some bad ones out there too. Always best to rely on yourself.
Right now. Your investment decisions are only the tip of the iceberg; there's much more to discuss. Get started right; and congratulations on your wisdom.
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