I want to be a financial advisor not an insurance agent and I have an offer from Metlife. Should I take it?
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I would highly suggest not to take the MetLife position. There's a lot of pressure and they don't have a "corporate-feel." You'll be working long hours, knocking on doors...really on your own. If you have your Series 6, 63, or 7 and Life/Health, I would suggest to apply for HSBC, Chase, Citibank as a Personal Banker. As a banker, you'll have the opportunity to assist customers that walk-in the door..go out and acquire business with a prestigious CHASE/HSBC/Citibank name behind you. You'll also have the opportunity to not just sell insurance products. You'll be able to sell checking, savings, home equity, mortgage, licensed products, etc....Actually, you won't even have to sell mortgage...the branches have their own loan officers...so all you have to do is refer/pass the deal to the loan officer and get credit for it the same way you would get if you did the mortgage on your own....Same thing goes with insurance/investment products. Your job is to correctly profile the customer, open the products that you're able to on the system and then refer the rest of the products to the appropriate area (mortgage, business, investments) and get paid real good money for that!
yes, will probably will be selling insurance in addition to other products - doesn't matter what company you work for in that type of job
if your offer is in a financial planning role, it is probably a good place to get initial experience and your various license(s). Met is a reputable company, you could do a lot worse-their name and the support of a big company is good when one is just starting out
Financial advisers sell insurance, annuities and tax sheltered income. Once you build a solid base of clients, they can earn huge incomes. It is like anything else, the longer you are in it, and the harder you work the greater the income potential. Some make in the millions per year, where others just make a living. Metlife would be a great introduction to the industry and the training and experience you receive would be as good as the industry has to offer.
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