Seeking professional help managing combined debt in new relationship?


Question:
I am seeking professional help getting overwhelming combined debt with fiance under control along with setting future financial goals. I am willing to pay for this service similar to a personal financial advisor. I do not want portfolio advice at this time which eliminates all financial advisor/analyst that I have seen to this point.

Does anybody know what specifically I should be looking for? Does anybody have someone to recommend in the Houston TX area?

Answer:
If you are trying to reign in debt, then you may wish to consider meeting with a credit counselor. Many agencies offer a consultation with no fees. You can ask about different options that are available based upon your current situation.

One word of advice: financial problems can put a strain on any relationship. If you do enroll in a plan to consolidate debt, you should probably keep yours and your fiance's debt separate. If you need to give each other money to balance out your budget, so be it. Keeping these accounts separate can help mitigate the strain on your relationship.

If you would like to meet with a credit counselor, consider meeting with one in person. You may wish to try one of these agencies in the directory below.
look for a new mate...dont marry into all that mess
If one or both of you are employed, see what services are offered through you Human Resources department. Often services are covered under most benefit plans and they do include financial counseling services.

Good luck with your situation!
I would suggest starting with pre-marital counseling. It will help you understand your future spouse.

It takes a lot of communicating with your fiance to understand how they view money.

Scott.
A lawyer?
Go through the following articles, they might provide the answer you are looking for:

What is credit-counseling service?
http://www.askaquery.com/answers/qn492.h...

Debt Consolidation - Get Out Of Debt
http://www.askaquery.com/answers/qn1643.

How to Hire a Debt Counselor?
http://www.askaquery.com/answers/qn1584.

What is Debt Relief?
http://www.askaquery.com/answers/qn1583.

Debt Management and Building Wealth
http://www.askaquery.com/answers/qn1581...
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