Rising delinquencies in subprime mortgages may force foreclosures. Is it .......


Question:
un-american to allow people to lose their home?

Answer:
It is exactly what the american model stands for. If there were no right for the lender to foreclose, no one would take a mortgage as collateral. Here is an example, I used to live in NJ and they decided that it was unfair to evict people who did not pay rent. They made it very difficult to get rid of tenants who did not pay. What did the apartment owners do? They made it much more difficult to rent an apartment, of course. How did that help the tenant who has marginal or no credit but pays his rent on time?
Why is that un-American? If I loaned you money for a home and you didnt pay me back, I'd want my home back no matter how patriotic I am. You buy, you pay, why should it be free?

Foreclosures are already at an all time high right now. So are you saying people should be able to live in their home for free, thereby screwing the person who was kind enough to make the loan?

Im glad you arent my friend.

M
hmmmmm such issues would never come up in Korea, Cuba or other third world countries. Maybe it would be un-american to not adopt their ways.
More Related Questions & Answers...
  • Is there a free, trustworthy website that lists low cost homes for sale...i.e. back taxes, foreclosure etc.?
  • Do foreclosure show up on credit report?
  • Where can I find a listing of houses that are being auctioned (by a bank) in Australia due to foreclosure?
  • What happens to renters when home goes into foreclosure?
  • After Foreclosure in Florida,What can the deficiency judgement take?
  • How to stop a foreclosure?
  • Have there been a noticeable increase in foreclosures in Phoenix between mid 2006 and now & if so, what %?
  • Does anyone know of a company that could help stop a foreclosure on our home, with out any money to do so?
  • If the house you are renting is in foreclosure shoul you keep paying rent?
  • Do you think Bush's bailout of the housing foreclosures will also include any loans to illegals?
  • The questions and answers post by the user, for information only, AnswersRoom.com does not guarantee the right
    Copyright © 2007 AnswersRoom.com -   Terms of Use -   Contact us

    Hot Topic