Is there a free way to find listings of home foreclosures in my area?
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Answer:
Yes just work with a Realtor. I will not cost you anything to work with them. Plus with Foreclosure you will need them.
http://www.williamsauction.com
There are 2 on my street, and one has a sign in the front yard with this website, so I went to it and it has listings all over the country.
YOUR LOCAL COURT HOUSE. ITS IN THE SAME OFFICE YOU PAY TOWN AND COUNTY TAXES. I THINK IT IS THE CLERK OF COURT.
It is a matter of public record, so if you are willing to put in the time, you can get the listings of homes in foreclosure from your local courthouse. You would have to ask them if they have it online or if you have to actually go to them.
No there are no free databases. I've checked everywhere. The only thing close I've come up with is Countrywide Foreclosures and through zip realty by looking at the descriptions of the properties (they do say if they are bank owned/foreclosed). My advice is to be cautious even of bank owned homes because they are not necessarily the best deals. If you do end up negotiating with a bank, negotiate hard. I think the time is still early, and yes you are right the foreclosures are piling up but the prices are still bubbly. If you can wait at least another year, you'll definitely find a real good deal. Stay away from those sites that charge money for listings, they are all scams. Also, ask realtors, they are the ones who represent the banks as the banks do not sell them directly.
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