Is high level of mortgage foreclosure indicative of peoples desire to make $ over building strong communities?


Question:
The real estate agents got theirs, the apraisers got theirs, title companies got theirs, developers got theirs, contractors got theirs, the stock market got a major boost. All types of opertunists got theirs in the big real estate boom but what about the people who are convinced that they can afford what they ultamately can't afford just to support the folks that cash in on a boom like this. We need to foster stronger communities and wiser choices, not foster stupidity that justifies exploitation.

Answer:
there are two problems that you will need to teach people to overcome to solve this.

one is the pay now pay later crap that the PR people have been shoving down peoples faces for 40 years or more. It is a hard hole to dig out of in the best of times.

two is the school systems have failed. This is simple math applied to simple Home econmics. If schools would teach people real life and simple econmics facts, they would understand that any balloon rate is a trap, inflation is accroos the board - just cause you may get a 5% raise, big deal the cost of everything -everywhere is going to slowing go up. The 5% is not a real figure after the raise.

Simple math - simple econmics and how to budget are not that hard to teach. why is it not done?
People are dumb and greedy, and thought a "bigger fool" will come along the next year and pay 20/30/40% more than they paid, so they bought in, HA HA HA HA...
No, it's because some people are so into instant gratification that they don't use their head and simple math skills to figure out the consequences of their actions.

People have free will, and that includes the absolute right to make stupid decisions that have negative consequences.
More Related Questions & Answers...
  • When buying a foreclosure, do you have to evict the tennants or does the loan company?
  • What is the reason for 900,000 homes being lost to foreclosures , the economy or personal debt?
  • Can you still apply for a mortgage, even though you may have bad credit and lost a house in foreclosure?
  • I am interested in purchasing a foreclosure house. Should I go to a local bank for listings?
  • I would likto buy a foreclosure property e.g. the 74 New york property. but I am living in london England,?
  • What's the difference between a HUD home and a Foreclosure?
  • I would like to know what % of the current Phoenix area real estate market transactions are foreclosures?
  • Anyone selling any fsbos or foreclosures?
  • Quit Claim Protections/Foreclosure Issues?
  • In Utah what companies will let you get 100% financing to buy a house if you have a foreclosure and chapter 7?
  • The questions and answers post by the user, for information only, AnswersRoom.com does not guarantee the right
    Copyright © 2007 AnswersRoom.com -   Terms of Use -   Contact us

    Hot Topic