Question:
I heard that some mortgage's or builders wil let you do the financing but I have no names so I can contact them..and how long is needed to wait to have a mortgage with the chapter 7th and foreclosure?
Answer:
New Century Financial
1.) None
2.) 3 years minimum, 5 is better.
No where anywhere in the entire country. With both a ch. 7 and foreclosure, you won't even find someone who will go 80%. For the ch. 7 you need to wait at least two years before any lender will consider you for financing, and with a foreclosure on top of that, your scores are probably too low to finance anything for you in maybe more than that. Contact a REPUTIBLE credit repair company, and start working on putting some distance between those issues. Good Luck.
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