Foreclosures: How to purchase in California -Step by Step?


Question:
How can a lay person inform themselves on How to purchase a foreclosure property in the State of California--Who is the best person to assist--Realtor; Broker; Attorney; Candlestick maker? Where is legitimate information available?

Answer:
A lot of these individuals - brokers, realtors, etc. - are specialized in their fields, not foreclosures. While some of them may have "some" information, it is not the "complete" information and you may end up with a bad deal. Foreclosure properties come in two forms, by the bank and by the govt. The easiest to enter is government foreclosures. I earn roughly 12% or more with just govt foreclosures and tax liens. One of the best books I've read on it can be found below.
I used realtytrack site before to find that data. you can work with realtors, but they are often competing with you for these properties to purchase them and resell it them self.
1. Get'in some Money
2. findin the person A'ownin the po-roprerty
3. giv'in the person A'ownin the po-roperty the money
California and New York City are too hot for foreclosures. You'll never get to them before a bank or other well reputable real estate company.
Usually it's not very easy for a 'lay person' to get their hands on a foreclosure property before corporations do since they buy them in bulk at the trustee sale or at least that's how it is in many parts of the country. If you have an 'in' this then you're set & on your way to rolling in dough. For most people the second best thing is to buy preforeclosure properties ( properties that the people have just missed a payment or two and might have received a letter. but let me warn you.. these can be a pain in the butt and ultimately the bank has the final say on what they want to do with it. REO properties are better because they have already gone through the foreclosure process and the banks are more eager to dispose of them... however in some areas (like mine) you still going to be paying pretty much market value for them so in the long run they might not be that much of a bargain if you have a lot of work to do on them.
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