About Foreclosure?


Question:
Would a bank rather see the owner of a house sells it before it is foreclosed or let the house go on foreclosure?

Answer:
Banks much prefer to see mortgage obligations settled without foreclosure, since foreclosure actions are very costly to banks. Foreclosure is their last option.
YES! The last thing a bank wants is to become an owner of a property. They will usually agree to a short-sell to aid in avoiding foreclosure.
Depends on the bank, but most would rather sell it if they can. If it doesnt sell, it goes on a very nasty list that brings their stock value down. They will try to make reasonable accomodations to help you sell the house to avoid this hassle, but it depends on the bank. Some are so by the book you'll have no luck, some will give you a year or more without payments to give you a chance to sell. Good luck.
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