Can U get your property or equity back after foreclosure auction?


Question:
My clients property in foreclosure was just auctioned yesterday. A buyer already had comitment and was supposed to close witin the next 7 days. Re-instatement cheque was not accepted cos it was said to be too late.
Is there any other option left for the homeowner? He has about $65,000 equity in this deal and all the familys life savings will be gone!
Also, what happens when a property is sold at a foreclosure auction for more than the amount owed? Does the homeowner gt back the excess funds?
Thanks.

Answer:
"Your client"? You don't know what to do in this situation and you are representing them?

To help them, tell them to hire a lawyer. Maybe the lawyer can help them sue you for representing them in a situation where you have no idea what to do.
yeah of the person that brought it decides to sell it and you buy it back but I mean no it is kind of hard.
contact lawguru.com. It's free and within 24 hrs you will get a reply from a lawyer in your state
Nope. Too late. The deed has already changed hands and the equity is gone.
unfortunatley your client is in major trouble. since the house is no longer considered theirs (which happened when the forclosure proceedings started) they have no rights to that property anymore which includes the excess funds. that house belongs to the bank.
I am a mortgage banker in NJ. When a house is forclosed and goes through auction, andything left over is passed on the the owner. Keep in mind that this is after all interest and fees, so there may not be much left.
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