If I'm almost in foreclosure & do a shortsale on a condo, but have high hoa outstanding, who takes care of it?


Question:
In other words, because of serious financial hardship, loss of business, I owe almost 5K in hoa dues but trying to sell condo, now will have to do a short sale, if I get a buyer will he be responsible for the past due hoa fees?

Answer:
the broker handling the sale should do all the paperwork to pro rate any payments due . The new owner pays everything from date of closing. You are responsible for all payments due to that date. You will get the balance after all outstanding payments are made.
You are responsible for any outstanding HOA dues. These can be paid out of the profit (if any) you are making on the condo so they do not have to be paid up front. Talk to your realtor or lawyer about this matter. Good Luck!
You still have to pay. Did the condo assoc. put a lien on your home? If so, the debt will have to be paid before the title can be transferred.
no the hoa is on you. You owned it while the dues were incurred. Talk to the hoa manager and tell them you can't pay and they need to write it off as a business lose on there taxes. They can take you to court to get the money. You will lose in court. You can declare bankruptcy, that is the only way out if the hoa manager doesn't want to just let you walk away. You could put a clause in the sales documents of the property saying the buyer is responsible for all past and future hoa dues. Good luck with that.
I think you are. You can negotiate everything anyways, but why will have to get other people to pay for your dues just because you can't? That's the rule of thumb. You use the hoa, you should pay for it. (landscaping, swimming pool, maintenance, that's what the hoa is for, right?) That is the most logical way to think about it - so don't embarrash yourself by telling that the new owner should pay your part of hoa, because once they moved in - they have to pay their HOA too.
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