Who gets my deposit and why in a pre foreclosure?


Question:
(1)Home owner receives NOD after he skips few mortgage payments
(2)Will goto foreclosure auction in 2 months.
(3)Property is listed with an agent
(4)I submit an offer directly to that agent making her a dual agent.
(5)Gives the agent a $5,000 check deposit.
(6)After seller accepts the deal...
(7)real estate agent has to goto the bank and see if it'll accept too
(8)if after 17 days after seller accepts, & bank says no.
==============================...
??who gets my $5,000 deposit?? & why?

Answer:
Your deposit goes into an escrow account while the deal is in limbo. If you back out of the deal, you default the deposit to the seller. If the deal is nixed by the bank or something else stops the deal that is not your fault, you get your deposit back.
The deposit money stays in escrow with the real estate brokerage. Advice....get your own buyers agent so there is not a dual agency. Buyers agents do not come at extra charge to the seller.
More Related Questions & Answers...
  • Have you ever bought a home at a foreclosure sale?
  • Why doesn't a person sell their house when it is in a "pre-foreclosure" to get out of debt?
  • With mortgage rates and property taxes expected to skyrocket, and foreclosures escalating, will next year be?
  • Quit claim to a Trust/Foreclosure [Complicated]?
  • Does bankruptcy or foreclosure keep a person from being able to rent an apartment?
  • Is a mortgage co and a bank the same when it comes to having too many foreclosures on their books?
  • Is ist safe to buy a Pre-Foreclosure property?
  • Why this month seems to have the highest foreclosure in California?
  • 1. Why are so many people going into foreclosure? 2. Why does the government need to help them?
  • How do i reverse a foreclosure?
  • The questions and answers post by the user, for information only, AnswersRoom.com does not guarantee the right
    Copyright © 2007 AnswersRoom.com -   Terms of Use -   Contact us

    Hot Topic