I just went through foreclosure in california. can collection agents call even if im protected by anti-def law
Question:
I keep getting calls from around 5 diferent collection agencies.
Is there anything i can do? are they aloud to call?
can i still be sued be the lender?
any help would be greatly appreciated. I've seen yahoo users answers in past and you guys are actually pretty smart.
Thanks, J-man
Answer:
You went into foreclosure. Your old home will be auctioned off. If it sells for less than your outstanding balance collectors can try to collect the remaining balance. If they didnt get to sell at all then you still owe the whole thing. Try bankruptcy.
Although your first mortgage may have foreclosed you may still be responsible for payments to any junior lien holders. Although their liens may have been extinguished by the foreclosure their notes are still collectible.
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