How do i stop foreclosure,can't refi,can't sell?


Question:
over 120 days late,scared confused,just went back to work last tuesday,after out for 6 months[surgery]

Answer:
First I would call your mortgage lender and explain your situation and work out a repayment schedule. They rather have you pay your loan than having to foreclose. Since you are back at work I assume you will have enough income to pay them at least something.

If you have some equity in your house I'm sure you can sell for a lower price than it's worth. There are always real estate investors looking for deals. You give up equity and they get a house they can sell for more, you avoid foreclosure. But again first talk your lender.
Did you ever think about making a payment or other arrangements?
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