My home was sold at a foreclosure sale today. is there anything i can do to save my home? can anyone help?


Question:
i had been trying to work it out with the mortage company but that failed due to time constrants. any suggestions would be helpful. I don't want more mortage compamies calling me alot of different compamies called me and attoneys. the bad thing is that i listened to one of them and that made the situation worse and the mortage holder didn't work with me then. i don't know if it sold or who bought yet but i really wanted to save my house. It's not much, but i at least had a place to call home for the first time and my child finally had a home. This was the first year in the last seven she has been well and not in the hoospital. she is finally secure and happy. i don't know how i will tell her i screwed up again.

Answer:
Your home is gone. It is too late to do anything. Why did you get so far behind in your payments? Where is the child's father?
Hey. You are not a screw up. It is just tough to handle the financial burdens that come along with long hospital stays for children.

In response to your question, if the home was sold today, then you have no recourse to get that house back. The mortgage company has closed its final door to working with you on making payments and retaining ownership. Legal ownership is passing from the mortgage company to whoever bought the property today. However, if the sale did not happen yet, you can declare bankruptcy, though this will probably cost about $1,000 for the attorney to help.
you should have gotten an apartment to live in and rented your home out at least your mortgage would have been paid and you would have had a little bit of extra cash to save.. yep should have rented it or at least a room then you would have equity and its all from someones pocket you can give to squirts of piss about...
If you have LOTS of equity, there may still be hope, but you need to check out the laws fast. In Ohio, you have 30 days from the day the house is sold in foreclosure to refinance it and get it back. If you even have a law like this in your state you would have to pay a lot of fees and penalties from the lender. That's why you would need a lot of equity.
If it sold today, you're exactly 1 day late to do anything.
If it was sold then it is too late there is nothing you can do. The only thing I can tell you is to call your mortgage company and see.
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