If real est is going down in value the stock mkt has poor returns, & foreclosures are up where do you make $.?


Question:
Last year was great demand for insurance adjusters due to storms. Any ideas highly demanded services that can be learned within 1 month

Answer:
q2003 is talking about "shorting" stocks and that is a valid approach for certain sectors. Remember, only the broad market (i.e. if you had your money in a large-cap mutual fund or SP500/DJIA ETF) is currently yielding sub-par/sideways returns. Think industry vs market and you'll find where the money is.
Some good industries to be in right know are national brokerages/conglomerates (stay away from regional S&Ls that get crushed by inverted yield curves), energy, and certain portions of the tech sector are making a comeback. If you want to speculate on the rising price of light sweet crude and don't have a commodities trading account, look to 'USO' (just wait for a mild pull-back...little rich right now due to the N.Korea missile launches).

If you want to speculate on a mild hurricane season, accumulate some OCT call options on any SP500 listed insurance company.

That's my 2 cents.
There is actually a way to make money very easily from the stock market if values are going down. I don't remember what it is called. But, basically, you "borrow" stock from someone. Sell it, buy it back at a lower cost to return the stock, and keep the profit.
The stock market looks forward and should be beginning to price the Christmas shopping season about now.Do you think high gas prices and higher credit card interest will affect this holiday shopping season in a negative way?

If so, short the retail stocks now, and cover them when the news comes out. Being short means you make money when the stocks fall, and lose when the stocks go up.
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