Can someone explain deed in lieu of foreclosure to me. Can I still get a judgement against them with this?


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How does the short sale process work

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You need to speak with a legal professional.
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I think our resident expert "newmexico..." has it covered for you. Good Luck!
Deed in lieu of foreclosure and a short sale are two differentthings. Deed in lieu of foreclosure is where the owner relinquishes his rights and ownership to the property. The property then belongs to the lender. If the lender accepts this, the owner now doesn't have a foreclosure on his records and the lender doesn't have to go through a lengthy and costly foreclosure process to get ownership of the property.

To answer your question, yes you can get a judgement against them if:
1. you didn't sign anything that states that you will waive your right to do so.
2. if you can show that you suffered financial loss in your efforts to sell the place. For example, they owed you 100k and the market value of the property was 70k, so you lost 30k when you sold the place.

Short sale is where the lender agrees to accept less than what's owed in order for the owner to sell the place. The owner retains ownership of the property during a short sale.

In both situations, you can go after them if the above stated two conditions are met.

Regards
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