What is a foreclosure?


Question:
Is the amount listed the amount owed or is there additional loan added to it that is not listed?

Answer:
When you can not pay for your loan(house or car) any more and Bank is taking your house from you.
I think it's what is owed. Have the title search before buying so you know there are no leans on it.
It means someone didn't make the payment and the bank is taking it back. There could be additional cost for courts and attorneys.
When you haven't paid you mortgage after several months it will go into foreclosure and can be sold for the amount owed instead of how much it is worth.
foreclosure is when a mtg is 3mths in arrear's, the house is sold to the first person who makes a bid for what the mtg holder deams what the house is worth,there are no hidden additional cost's. Bank does title search before property is put up for sale..
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