How do you buy a house in foreclosure?


Question:
Who do I contact? What questions should I be asking? Can I expect to purchase a home at a dicount? How much? Thanks

Answer:
When a house is foreclosed there is a foreclose auction.Go to the auction.Often you will be required to place a non-refundable deposit down to secure your wining bid,typically 5-10 thousand dollars,this is relative to the value of the property.
Be careful,if there are any outstanding leans on the property you aquire them with the property.Also,often if the property is occupied prior to the auction,you will not be able to view the interior.It also becomes the resposibilty of the new owner to legaly evict the occupants.
As leans are public, records you will be able to reasearch them at your local registry of deeds.
Mortgage holders often want to get out of the forclosure what they are into it for,so if your bidding ,only bid a penny over the starting bid if your the sole bidder.often you will win the house.
I hope i've been helpful.
p.s.Typicaly you will have 30 days to secure a morgatage
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