Can online stop foreclosure sites really work,i am desperate?
Question:
Answer:
Yes, real estate investors like myself can and do work. But don't think it is a free ride. In most cases, you can save your credit, but you most likely will lose the house.
So, you have to ask yourself what is more important? Depending on the state you live in, foreclosure can be done in 4-6 weeks. So, you have to get your head out of the sand and come to grips that a train is coming at you.
If you are in a state that takes longer, you should seriously think about selling even at a reduced price. Some money is better than none.
Have you talked with your mortgage company? If your circumstances have changed and you are now able to pay the monthly note, they may restructure and put the payments on the back end of the loan.
Where are you located?
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Have you tried refinancing to save your house. Even if you have been turned down previously you should contact a few mortgage professionals. Some have more expertise than others in this arena. Feel free to IM or email me with any questions.
Best Regards,
Anthony
Absolutely not. There are two ways out of foreclosure and both have good and bad aspects. 1) let the bank foreclose. You can live in the property until they evict you which can take 6 months to 2 years depending on where you live. You can live rent/mortgage free for this time period and save up money to move. Your credit is already ruined so don't worry about that. 2) You can pay the bank or sell the property. This is only good if you have any equity in the home. If you have enough equity you could possibly refinance. But do not pay anyone (including lawyers) to help you get out of foreclosure. They can't help. Good luck.
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