If you lose your home to foreclosure?


Question:
can you file for bankruptcy ch13 after foreclosure to clear your debt and redeem your house it was sold in a sherriff sale.

Answer:
In general, the time to file a Chapter 13 is BEFORE the foreclosure sale so that you can get caught up on the payments. Unless you state gives you redemption rights that can be invoked after a foreclosure sale, filing a Chapter 13 after the sale will not help you. You need to consult a local bankruptcy attorney for further information.
no i would not think so but nice try
No, you cannot "redeem" your house in that situation. The house has already been sold; a rightful new owner has it. Bankruptcy might help clear off the old debt though.
No. It's too late for that. It has been sold.
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