Will anyone finance another home if your current home is in foreclosure?


Question:
What does it mean when the 2nd lien reflects "profit & loss writeoff - account closed" on your credit report?
What should you do with your current home - sell it or walk away? Any HONEST info is greaty and truely appreciated.

Answer:
It's just basically saying that your home was foreclosed on and that bank lost out with you. I believe you're gonna have a really rough time trying to buy another house for a while. Good luck.
No, if your current home is in foreclosure, you will not get a mortgage for another one.
"profit and loss writeoff- account closed" means the debtor wrote off the debt without collecting it. It goes on your report as a delinquency, but does not count towards your total indebtness.
If you can sell your home for more than the debts, do it. If not, remain in the home until you are evicted.
I don't think you would be a good risk. It would be several years before you could buy a home.
As far as profit and loss writeoff---worst entry possible - means they couldn't collect and they just wrote off your debt.
Fillout the free situation evaluation form at

www.totaldebtsolutionsllc.com

They deal with dozens of lenders on a daily basis.
Costs you nothing to let them try for you.
Maybe,, let me tell u this.. friend has a house in foreclosure,, home is 15,500.. and she went out and purchased a 147.000 with a new mortgage company... and they have bad credit .. i mean cars repod every six months. U Tell me how they got this 147,000 home?
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