How to prepare a deed in lieu of foreclosure letter to give property back to mortgage company or bank?


Question:
I want to file a deed in lieu fo foreclosure letter myself the attorney I consulted charges 2,000 and I can not afford him. what other alternatives are available to return the property and be clear of all debt related to this property

Answer:
You can call your lender and ask them what they require for you to submit a deed in lieu of foreclosure to them. In most cases, you won't need an attorney to handle your communications with your lender.

They will probably require various financial and property-related information from you. This might be income statements showing that you can not afford the property any longer, that you are no longer living there, or that the home is uninhabitable, etc. They may want to know that you tried selling the property and had it on the market for a period of time, so let them know if you attempted selling it and was unsuccessful.

Prepare the documents they require in the best manner you can, and you probably won't have much problem in unloading the house.

Good luck!

ForeclosureFish
http://www.foreclosurefish.com/...
Don't do this yourself. Too many ways to screw it up. Get a cheaper lawyer. Too tricky.
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