Legal Question - about a divroce and a house foreclosure?

Question:

My exhusband and I were divorced 3 years ago and he was to have my name off of the mortgage by April of '06 (according to the divorce decree), he failed to do so. I took him to court for not paying his child support and for getting behind on the mortgage payment and for not taking my name off of it. (Basically he was just running my name through the mud credit wise). The court gave him until the end of this month to get everything caught up. I found out that he's been lying to me and the house was in foreclosure and has now been sold at Sheriff's Auction for $8500 less than the appraised value. With my name still on mortgage what are my options? (I haven't lived in the house for over 4 years and I have the document stating he was to take my name off last year but does that even matter to the bank?)
Please don't just tell me to 'talk to my lawyer', he hasn't paid his child support since last year I dont have the $ (don't worry I took him to court for that too)

Answer:
I feel so sorry for you. Unfortunately, if you can't afford a lawyer, there isn't much you can do. Actually, even if you can afford one, you still will have some very tough time ahead of you to get it straighten out with the big three credit companies.

The appraised value is irrelevant; presumably the bank took over the house for the outstanding debt (it generally happens that way). The foreclosure probably terminated any obligation that you might have had to pay on the mortgage, but state laws differ (and so do procedures) so it would be well to inquire of the lender as to the current state of affairs. Take the relevant papers with you.

Write to the 3 credit companysTransunion,Expeirn and equfax
send them proof.

Yes..You can afford an Attorney/Law Firm, to help you with this matter. Please review the sites below and watch the online movie presentations. You will get access to a TOP Law Firm in your State. The other sites are for research and point of reference. Hope this helps out.

I would suggest taking a copy of the divorce decree directly to the mortgage company and tell them to take it off. The divorce decree should state that your husband was to have your name removed.

Also, contact the judge. If the court gave him until the end of the month to do all those things and he hasn't, then he's in contempt. Get copies of everything and show them to the mortgage company.

Legal Question - about a divroce and a house foreclosure?

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