Are online debt consolidation/relief sites on the level?


Question:


Answer:
from what I've seen here they are scams
most are uneffective. there are local organizations that will do the same thing for free.
Never use one of them, once the crediters see that on your report they avoid you due to you not being reponsible enough to handle your own debt. These companies know this but they prey on ignorant desperate people who don't know the credit game. Email me and I will show you a better way.
Please do not be USED by these companies.
IF you do, the banks WILL treat you like you filled
bankruptcy - you get shafted.
Save yourself some pain go to DaveRamsey.com
learn some hard lessons without the pain.
Definitely NOT. There are NO free lunch in matters of finance. NONE absolutely, ZILCH!The way the laws on finance are designed and the methods used does not allow this to be so, no matter what Albert Einstein says about compound interest. However attractive it may be just ignore it if you have to make any payment. Just not worth it whatever the price.
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan
however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is:

http://umgarticles.atspace.com/debt-cons...
Don't go near them, you can do it all by yourself, don't let someone else into your pocket
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