Where can i get advice about debt consolidation?
Question:
Answer:
The best place to go is the Citizens Advice Bureau, the number varies according to where you live but you can find it in your local directory.
Alternatively you can visit:
http://www.adviceguide.org.uk/index/life...
your account doesn't get closed for losing your employment there must be another reason you haven't disclosed
Citizens Advice
http://www.citizensadvice.org.uk/...
Debt And Consolidation A Path Towards A Debt Free Life
By: Talbert Williams
Here is a good article to start with. You can use this site to learn more about debt and finance.
Ways to Consolidate Debt
http://www.debt-explained.com/category/w...
Online Debt Consolidation
http://www.complete-debt-info.com/catego...
Try
http://www.moneysavingexpert.com...
for UK advise on so many financial matters
Please do not use any of the advertised firms as they will charge up to 10% of DMI. (disposable monthly income) you need to got to CAB or C.C.C.A they are free..most people and banks will not deal with you if you use a fee charging company cause the 100 or more that they charge could be spread over your debts... you need to do a financial statement. then from that take out the necessity like mort etc... then list all other outgoing down to fags and beer.. you will be surprised there is a government min you are allowed to put in these that a bank can not question and ask you to remove to increase you dmi..with you dmi you need to then portion it out to all your creditors with largest getting the most.
there is a calculation but for the like of me i can not remember I'm sorry... it something like... dmi x single complain debt / total number of creditors..
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