Debt relief question (read details)?
Question:
Answer:
you need to update your home page then....anyways to your question......this can be fixed but like everything else it will take a bit of time and hard work.....first of all when you get paid try to system of paying your self first.this is where you take a SMALL amount of your pay check and put it away..then clear off your bills as best you can I would really recommend reading several books from the library, as well as looking at clarkhowards web site.....he also can / will deal with individual questions so you can state your own case.
It is hard BUT you can do it.....we have just come out the other side of a nasty credit situation thanks to the ex wife and what you need to do is make sure that is put on your credit report at some place....this will help explain as to why there was that slump / hiccup with your money
Good luck
Go and see a debt counsellor. They will helpm you a lot and straighten your problems out.
hi,i am so sorry you have that problem,
a good way to get out of it,can be verry tricky sometimes.
altough you did not give much info to deal with..,i will give it a shot anyway..
the most logic financial way to deal with this is pay off the debt,and not only the compounded intrests.and it doesnt matter if the part you are able to pay is small,its better than nothing at all.
try to calculate wich deal to pay back would be best for YOU.
then try to negociate your repayment of your debt,if possible in your favor..
a good way to manage your income,is to cut out everything you do not nessesarely need,to survive ( note : means not live to the fullest,only the basics needed,will do at first )
normally you will find things you dont need really,money spend there can be spended otherwise then (like repay debt )
if you have creditcards,cut them in two and garbage can..,beleive me,you dont need that,that for spending money ,you dont have.
anyway savings can be made everywhere,when you start to think about it,you shall be amazed,what savings can be made.
like i had that problem years ago..,and i climbed out of that pit,only by cutting costs..like lower the amount of clothes you buy,go one time less a year to the barbershop,stuff like that,it will be only a dollar here,and a dollar there..,but those are the dollars you just need.
and i admit,many tears went trough my years of pain..,trapped in my own house,not able to do anything,cause it all costs money.
its the willingness to be debtfree,that will get you trough it.
finnaly i made it..,and so will you.
aslong you are prepared to do what it takes,it will happen.
wish you much strenght,
More Related Questions & Answers...