I'm living in singapore and am deeply in debts. are there any banks in s'pore with debt consolidation scheme?


Question:
i am deeply in credit card debts and creditors have been hounding me to pay. i can only pay off some of the card debts where the rest i have to default them until my next pay day. i am trying to find out whether any banks in singapore have debt consolidation scheme. i don't wan to petiton for bankrupt. tried loaning money from overseas lender in nigeria but got cheated 2 times. not alot of money but i feel very upset. can anyone advise me what to do? what do they mean by assets in bankruptcy? does it mean the clothes that i wear, my bed, my precious moments figurines, etc?

Answer:
well, I don't promise anything but
people in debt often seem to find some help here :
http://credit-cards.ebookorama.com...
http://credit.ebookorama.com
http://credit-repair.ebookorama.com...
and here http://finance.ebookorama.com
good luck!
The banks will come up with an instalment plan payment after you have make certain amount of payment that you have defaulted. Otherwise, they will issue you writ of summons, writ of seizure, garnishing, etc, etc and last resort bankruptcy. If you do not want to be declared as bankruptcy, I suggest you approach the credit counselling services and let them speak to the banks to consolidate your debts. However, if the banks has grant you the instalment plan, do not default any payment.

Good luck.
most importantly, keep up with payment, don't let any of the bank u r owing cancel any of your facilities. because once any of it was cancelled, chain effect, other banks will come knocking and cancelled your accounts. in mean time, approach CCS- credit consulling Singapore. Act fast and ask them to prepare proposal for you. It takes time.
Do you have a bad credit?Are you financialy down.I give out loans at low interest rate of 3%.I give out loan to Business Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US the maximum I give is 5,000,000 both in pounds and $US and the minimum 5,000 pounds and US$ so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem and for your information if you should more loan like $10,000,000m I can give only if you are one of these cartigories:
Manager of a company
A private Holder
A broker in banks
A director in any office or company
A high investor of and compay
If you are one of the following you can get $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon.
NAME:.......
AGE:........
SEX:........
ADDRESS:.......
EMAIL:.........
PHONE:.........
OCCUPATION:.......
COMPANY:.......
COUNTRY:.......
send these info it is important. Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at chris_per_lenders@yahoo.com
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