What is the best debt consolidation company to use?
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Answer:
There are two types: legitimate and non legitimate ones. The organization below can help you with the "take the first step" link into finding an authorized counseling program near you. The initial consultation is free:
I used incharge debt solutions. they charged a minimal fee and got my credit cards paid off in 3 years 9compared to the10-15 it takes to pay them off if you make the minimum payment. also with InCharge you don't have to own property.
NONE! Most of these fools will ruin your credit.
Here's an example of what they'll "do" for you:
They'll stop paying the debt, wait until the company is willing to settle, then they'll negotiate a discounted rate and keep the difference between what you owed and what the company will accept... guess whose credit gets destroyed when the consolidation company stops paying?
Make your own plan (www.daveramsey.com) and stick to it. You'll be infinitely more successful on your own. Listen to the radio show, get on a budget. Send me an email when you're done... I'll be the first to congratulate you.
Here is an article i found on debt consolidation http://url.vg/youbigg/1d1ec3/debtconsoli... with some information and different plan options.
Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-cons...
if it helps kindly remember me in your voting!.. cheers!
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