Is there any way of getting a personal loan, not debt consolidation, if you have bad credit?
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We were able to get a loan for a $200,000 home and our credit is horrible! My husbands score is less than 500 and mine is 550. The funniest thing is we can't get one for an automobile valued at $15000! What's up with all this credit stuff anyway. I'm sorry this really didn't answer your question.I just had to vent.
Thanks
Yes but you may have a high interest rate.
Most likely you will need some kind of collateral.
go to http://www.wesayes.com they have bad credit personal lenders
You could but you would have to put up some kind of security or colateral
I have a much better idea for you. Rather than taking out additional debt in order to pay off existing debt, why not contact a local credit counseling service and get help to eliminate your debt entirely?
A good credit counseling service will help you contact your creditors, negotiate (and in some cases entirely eliminate) a reduction in late fees, help you pay less interest on existing debt, create a budget (and teach you to live within it), among other things. The best part of this is that this is NOT bankruptcy, it's not additional loans, it's debt elimination. It's also entirely free. You just have to make the commitment to make the change to your life.
Debt is an animal that can haunt you your entire life. It can destroy your marriage and erode your self confidence. It's good that you're ready to get rid of your debt, but do that in the smartest way possible.
Good luck to you!
this will do it, you can get a better credit score easy:
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try this you can get personal loan for your needs
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Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-cons...
if it helps kindly remember me in your voting!.. cheers!
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