Where is the best place to get a Debt Consolidation loan? I need about $30,000 for less than 10%?


Question:
I am a homeowner but I don't want to refinance and pull out my equity. I'm just looking to get a lower rate than my current cards and pay these things off for good within about 5 years.

Answer:
Home equities are really the best option since you have the option to term them out for X amount of years and have the same payment each month. However, you're local bank/credit union may have some additional options for you. At my bank, we offer a signature line of credit. It's basically like a credit card, but the rate is much lower. The rates vary depending on credit and the amount borrowed.
Have you tried www.prosper.com. The website can help you find a person to person loan.
Try this it may help you to get low interest loans visit http://www.freewebs.com/***********...
I found this http://geobay.com/4f00bc article it should answer your question it has some good information on debt consolidation and how to find good deals.
Primirica Financial Services is a great place to start they can help you with tons of stuff. If you would like a person to talk to from there just e-mail and I well give you the info you need to talk to a rep. from there. Good Luck
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