Debt Consolidation Companies??


Question:
I am looking into consolidating my credit card bills. I don't have good credit. I filed Chapter 7 about 7 years ago. And I done really good at rebuilding my credit until this past year. I have gotten behind in everything. A lot of personal stuff happened and I just can't get caught up. My credit cards are 2 and 3 months behind and I get collection calls everyday. I owe about $7,000 in everything. I don't see a way in my budget I can get them caught up. I need some good advice from someone who consolidated and was happy about it. I also need to know some good companies that are trust worthy. I have tried several times at banks and other places to get a loan to pay my bills off so that I would just have that one loan payment but my credit is screwed now that they won't give me a loan. And I don't have any collateral either. Any help would be great. Thanks. Also, I live in Georgia if that helps.

Answer:
I have applied here http://www.financeconsultant.org/reduced... and within couple hours they contacted me and their consultants helped me chose the best solution for debt consolidation.
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