Which company offers the lowest APR on Debt Consolidation Loans?


Question:
For around, £20,000. So far it is First Plus with 6.9% APR Typical, anything lovwer than that?

Thanks

Answer:
Who do you bank with?

I always found my bank helpful they are the Halifax, I had a consolidation loan of £25k for 5.9 apr but then I am a customer with a clean record.

Your credit rating makes the difference on what is the best rate and due the recent interest rises things are going to change again I would think
6.9% sounds unbelieiable cheap for a Debt Consolidation loan

I assume it is, in fact, a Secured Loan on your house i.e. a Mortgage, so I doubt you wil be able to beat that rate
...
I've heard of despearte people being offered rates of 3% .. but that's 'per month' (i.e. over 36% a year)
I'm just to cross my fingers that you get sorted out. <crosses fingers>

You'll have to beat their credit scoring before you get the loan...

They may not be too happy to take on a £20k consolidation debt unless it is secured on your property of other assets.
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