Question:
I heard a part of a radio show on getting out of debt. and the speaker gave the name of a government agency that offers a program w/o filing for bankrupcy or debt negotiation . it was stated to be offer at a interest rate of 3%. any help would be greatly appreciated
Answer:
Seek assistance in resolving your debt(s) through a member agency of the National Foundation for Consumer Credit, such as the Consumer Credit Counseling Service. This national organization can help you locate an affiliated counselor in your area . Do not agree to any payment plan until you have confirmed the credentials of the counseling service. Some charge excessive fees. Before you decide to work with a counselor, check with the Better Business Bureau, www.bbb.org.
There is some useful advice here.
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