Cash advance loans for people with no credit or bankruptcy?


Question:
My wife and I are in a financial quagmire. She is unemployed and are bills are about 3000/ mo. With my income we are running about 1000/mo short. Ate thier any personal loans available fo people in our situation?

Answer:
Oh boy Jim.. I feel for you... I hope some one here can give you some assistance.

Why doesn't she look for any sort of job? Like at a supermarket being a cashier so some sort of part time job to help out. and perhaps you can get a part time second job.

How about selling some things from your apartment/home to gain some income. Can relatives help?
I think you don't need a loan, although emotionally you think you do... but you don't. You need to cut back a little and you need to talk to your banker, if they have any saving plan for you.Then started your quest on saving some money later you then can apply for a loan, and however be able to pay back the loan.
THERE IS NOT A FINANCE COMPANY IN THE WORLD THAT WILL LOAN YOU MONEY IF YOU ARE IN THE HOLE LIKE THAT.

THE ONLY THING THAT I CAN SUGEST IS THAT IF YOU OWN YOUR HOME OR HAVE SOME EQUIDY YOU MIGHT TRY RE-FIING YOUR HOUSE.

GOOD LUCK!
Getting a cash advance loan is a bad idea. You will only get deeper into debt. As far as a personal loan goes, you may qualify, you may not. But I still don't think it's a good idea. You are creating another monthly payment for yourself and will probably end up ruining your credit. Plus, you mentioned you have credit problems already. You will probably have a high interest rate on this loan.

Communicate with the people you owe money too. Explain the situation and see what options are available for you. You may be able to get on a percentage of income payment plan for your utility bills. This could help ease some of the burden. If you have a mortgage, you may be able to work out a repayment plan with them if you have gotten behind.
try www.cashnetusa.com they dont even call you you just fill out the online form and the $ is in your bank the next day
Be very careful with any loan you take out under these circumstances. The interest is probably going to be sky-high and there will be other provisions and terms that make this kind of loan very unfavorable for the borrower. You will end up in more of a hole than you are in now. You may want to talk to a debt consolidation counsellor--- they work with the creditors to lower interest and combine payments so it takes less time to get out of the hole.
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