Credit Cash Advance?


Question:
If you have a Cash Advance limit, do you have to pay off the first advance before you take out another?

Answer:
yes, look at your statement. It will say availble balance and available cash balance. you have two sep. limits on your card. Cash advances are also charged a higher rate of interest than your other balance. ALSO, the payments you make are applied to your other balances first, then to your cash advance balance. That means if you borrow 500 cash and already have a balance of 2000 on the card, you have to pay the 2000 off first before you start to pay on the cash advance portion. Meaning you will be charged the higher rate for a very long time. Dont get a cash advance off your credit card unless you pay off your balance each month. (they also charge you interest from the day you get the advance (no grace periods)


But you may take out as much cash (up to your cash advance limit) without paying it back before the next one. If your cash advance limit is 500, and you already took out 500, then yes you cannot take any more out. But if you only took out 200, you can take another 300 before you reach your limit.
no you can make cash advances as long as your cash advance limit allow you to
yes they want trust you to you pay your balance off . sorry
yes. you can not go over the limit. ATM machines will tell you that the transaction was rejected.
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