Is there such loan that will consolidate my students loans, plus gives extra as a cash advance?


Question:
I owe around $20,000 dollars in student loans right now. I am wondering if there is any type of loan that offers to consolidate my current student loans, plus give extra on top of that? In other words i am looking for the original $20,000 plus an additional $14,000 (to cover miscillaneous expenses when moving out.) I plan to work full time after i graduate. but i do not have a full time job right now. Any advice would help.. thank you.

Answer:
When I was in college, student loans didn't start accruing interest until after graduation and you got 10 years to pay them off. Plus you didn't have to make payments until 6 months after you graduated. Since then some of the tax laws have changed. I think your best approach is to talk to an accountant. $34K is a lot of money to be on the hook for and I doubt you can get 10 years to pay that back unless it is secured by an asset like a house. And if you do have a house you're going to need enough equity to cash out.

The fact you are still in school (and I assume unemployed) makes getting a loan very, very difficult.

Debt is a *****. Take what you have, look at your income, look at what your payments are/will be and see if you can fit it all into a monthly budget so you don't default and can still have cash flow at the end of the month. Make the budget fit your income and not the other way around.

But to your other comment... $14K to cover moving expenses? HAHAHAHA! I don't think so.

Go see a financial professional and remember cash is king.
There is some advice here.
Oh ok I got this for you...

Better check on this... Im pretty sure you'll discover something...

http://www.cashadvancecrib.com
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