I need money fast. should i get a cash advance from my credit card?
Question:
Answer:
Be careful, if you do...cash advance interest rates are usually much higher than the purchase rate on the card...sometimes 20%+. Also, the cash advance is the LAST to be paid off...so if you owe $2,000 already and advance $500, you have to pay off all of the $2,000 at the low interest rate before your payments will apply to the $500 at the high interest rate.
if that is the only option left or not is something you should think about. You will be paying a lot of interest...
pay it back right away, or otherwise you will get ate up in finance charges.
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it all depends on your account. Does it have adiquate funds.
Unless your card has a limit or has to be payback before funds are deposit in your account.
are you going to really suffer if you do not get this cash or is for something that can be put off -- unless you have a way to replace it very quickly it is a dumb way to get money!
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