Advice please? A business fraudulently charged me on my bank debit card...how to handle?


Question:
I purchased 2 items from a local business and my bank shows 4 extra charges and my bank account has been overdrawn now...obviously I need to go to the bank but how to handle the business? Any advice?

Answer:
You definitely want to report this to your bank. However, your bank is going to tell you that you have to resolve this with the merchant. Be sure to take your receipts and ask the business to provide you with signed copies of their receipts to prove you actually made these extra charges.

If the merchant doesn't cooperate, then you can file a complaint with the police. Get all copies of your reports for the bank.
Dispute the charge with the bank , they should take it from there...
When this happened to me I contacted my bank and the charges did not go through. I check my account daily,(use online banking) because I use my card daily. And I know that if I dispute the error early that the bank will take care of it for me.I LOVE ONLINE BANKING
just do it , this is their business and they will handle , just explain as best you can , good luck. Let them fix the item in question.
Go to your bank today and have your card hot carded or hot listed. This prevents the merchant from charging your card again.

Disputes the additional charges. You may have to wait tell it hard post, depending on the bank policy. Have your bank note your account, some items may be under dispute.
More Related Questions & Answers...
  • How do i print business cards with raised letters?
  • Where can I print business cards online?
  • How effective are gift and loyalty cards to a small business?
  • Is it illegal for a business to email your whole credit card number and expiration date?
  • Can you think of a good caption for a business card?
  • Real Estate Agents - what, if anything, do you put on the back of your business cards?
  • Business cards by the 27th?
  • Business cards.?
  • How do I make business cards on Microsoft Word '03?
  • Does your business card have to have a physicall address on it?
  • The questions and answers post by the user, for information only, AnswersRoom.com does not guarantee the right
    Copyright © 2007 AnswersRoom.com -   Terms of Use -   Contact us

    Hot Topic