What types of businesses should be asking for the 3 digit # on the back of my credit card?
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Answer:
Technically, any business accepting payment by credit card without actually seeing the card should ask.
Ticketmaster asks for it. Many other companies ask for the info if you are ordering items with a credit card over the phone or online. It is a protection feature to ensure someone just isn't making up numbers.
i would think it's ok to ask especially over the phone where they can't see you in person. a lot of companies are starting to ask for these #'s. it's better to be safe than sorry though, so keep an eye on your account, like you always should do anyway.
Many places ask for that number now, to be sure you are in possession of the card, and not just using the number. It's a security feature for them. You can be paranoid about it - I can't guarantee they're not going to steal your information - but if you're going to be paranoid about the pizza place, you'll have to be paranoid of every place that asks for it. Nowadays, more places ask for it than don't, and the chances of them stealing YOUR number, when they probably take in hundreds every day, is small (but it IS existent). Always check your accounts regularly - you should do that all the time.
No, don't be paranoid. They are checking the authenticity of your card. Anyone ordering on line or on the phone will usually be asked for this. If you are concerned, call your credit company for advice.
Speaking as a nationally known personal credit score and mortgage loan expert.
Anyone you try to get to accept your credit card as payment on the internet or by phone has a right to ask that question. It PROVES that the card is in your possession, and that you did not steal the card number and expiration in some other way.
I do that to protect my VISA and Mastercard merchant's account all the time.
most all off site credit transactions seller will ask it is for your security as well as the seller
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