Can a business charge your credit card without giving you the final amount you owe?
Question:
Answer:
Probably, but they should at least be willing to give you a range of what you would be expected to pay.
Can you elaborate? Your question isn't clear.
If you gave them your credit card number without getting a final amount, in writing, they can pretty much charge what they want. However, you can protest your credit card bill with the company.
NO! They are to ask for your permission first!
If you give someone your credit card number, they can do pretty much what they want with it.
Yes. It happens a lot. This is unethical
If you check in to a hotel, they ask for your credit card--at this time, the hotel runs it for an approximate amount that you are going to spend (that's why they ask for departure date). So, technically a business can charge your card without giving you the final amount. But if the business is legitimate, they would send you a final copy of charges letting you know the total amount that they charge.
Some business, like hotels and rental agencies, will put a "hold" on your account, giving them the option to charge up to that amount in the near future. This is a common practice, but can often lead to problems for cardholders with low limits or a near maxed out card.
When you finalize the transaction, they should make the final charge, and release the hold. At this point, you should know exactly what your charges will be.
If someone has charged your card without your permission, you need to contact the card issuer and complain, in writing, ASAP.
No. You need to sign off on it. I would have the credit card company reverse the charges, and they can then send you a final invoice and you can pay them.
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