2 questions...one about applying for a student credit card, and one about starting an online business.?
Question:
But ok, I am in college, and applied for a chase visa card. Im 19, so I only am gonna make about 15,000-20,000 this year (manager at a mcdonalds) The only reason I applied was to have a credit card to start an online business of some sort ( give me ideas if you can) I also applied so I could start building my credit since I have NONE.
What do you think? Will I be denied the credit card...(remember its a student card) . . . and do any of you have any experience with starting an online business, or experience with making good money on the internet?
I really appreciate you guys helpin' me out.
Answer:
In today's academic world, most students need a college student credit card and the good news is that the offers for these are plentiful. Many creditors are very anxious to have the new college student apply for and get approved for a student credit card, because they realize that if they can strike up a good relationship with this customer at this young age, then it is highly likely that they will be their customer for life. And make no mistake about it, the credit card industry is making money hand over fist these days, especially since very few consumers pay their entire bill in full at the end of the month, so all those interest charges add up.
But the ease of getting a college student credit card is also the bad news because many college students have not yet learned responsible financial management. The temptations when a student is away from home, living in the dorm or an apartment, are tremendous – spending a little here to have a night out at the bar or dance club, spending a little there to chip in for a keg of beer, whipping out the plastic to get airline tickets (even though they are a great deal) for the spring break trip to Florida, and the list goes on.
What happens is that the student is tempted to view this as "free money" since there are not dollars bills floating out of his wallet at the time of the purchase, so it almost seems like they are getting something for "play money". But make no mistake about it, there is nothing fictional about the fact that this student has just racked up some charges on that college student credit card, and it will be a taste of stark reality when he starts to get calls from the credit card issuer asking for payments to be made on time. get all information about it at: http://www.credit-card-gallery.com/artic...
Ok first let me tell you about credit card. You can get one very easily as you are 19. Try to pay your bills on time to make good credit score.
To know more visit
http://creditcardbiz.blogspot.com...
and
http://onlinepaymentoption.blogspot.com...
Second part of your question is about online businessand let me tell you that most of them are scams and so be careful before choosing one. Try to do some search and verify about the organisation.
To know more visit
http://a2zhomebusinesstips3.blogspot.com...
and
http://a2zhomebusinesstips.blogspot.com...
and
http://a2zhomebusinesstips4.blogspot.com...
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In the multi-dimensional and fast paced world of today you need to inculcate knowledge about money management in children from a young age. Since children generally move away from home to attend college they need to learn about credit cards and how to use them. Finance education is important as children who taste independent living for the first time can go astray when in the company of undisciplined peers.
� Most parents introduce their kids to the use and management of credit cards while they are living at home. As soon as a child turns 18 parents may: give the child a "companion card" to their personal credit card or get the child a student credit card.
� Student credit cards are especially formulated for use by students and have certain restrictions in built to protect the student from over spending.
� The bank or institution offering a student credit card will initial offer a limit of USD 500-1000. Increases in credit limit are okayed if a parent or guardian becomes a co signer and takes responsibility for payment of bills. Read more about student credit card at: http://www.credit-card-gallery.com/artic...
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